What most people know as ObamaCare is actually the Patient Protection and Affordable Care Act (PPACA). On March 23rd of 2010, President Barack Obama signed this bill into law. The basic provisions of the law include the “individual mandate”, which requires people to maintain health insurance or pay a tax penalty, a provision which states that insurance cannot be denied because of pre-existing conditions, and other reforms to industry and public health insurance programs. It also gives 30 million additional people access to health insurance. [Read more...]
Every state in the U.S. has its own insurance program designed to provide state residents with information, advocacy, and in some cases, with insurance coverage. Within the State of Florida, the organization that provides elderly state residents with these services is SHINE. SHINE stands for Serving Health Insurance Needs for Elders. [Read more...]
Florida’s Kid Care program is a comprehensive health insurance program that is designed to insure all children in the state who would otherwise be without health insurance. Nine out of ten Florida children now have health insurance thanks to Kid Care. The program will insure children from birth through the age of 18. The total number of children enrolled in the program as of April 2012 was 289,187. [Read more...]
Health care quality is an important issue for Americans. As the population ages, chronic disease management and geriatric care are only two areas where the need is growing.
On the other end of the spectrum, medical care for children can help ward off potential problems in later years. Quality of health care is a very complex issue and includes many variables. Smoking, obesity rates, mental health issues, prenatal care, infant mortality, immunizations, access to care, air pollution and availability of primary care practitioners are only some of the factors which determine the quality of health care in a state or nation.
Millions of Americans suffer from chronic health conditions that require continuing medical care and medication. Of those millions, many have health insurance plans that simply don’t provide sufficient coverage for their medications, while others have no insurance coverage at all. Even those who have insurance find that the copay charges can add up quickly, putting a huge strain on personal finances. For those who live in Florida, there are a variety of low-cost prescription plans and other resources available that can help make prescriptions more affordable. [Read more...]
Many Florida residents have found that obtaining health insurance coverage is a battle, particularly those who have pre-existing medical conditions. Insurers are less likely to issue policies to people when they know the patient will be in frequent need of medications and visits to their physician. There is a solution. Government sponsored insurance plans have been developed to assist those in need of medical coverage. [Read more...]
Florida residents that had to buy their health insurance on their own, without the benefit of employer-provided insurance will get something back soon. Recent changes spawned by the federal health-care reform act mean that these individuals can expect rebates ranging from $143 to $949 sometime in August of 2012. [Read more...]